Our Story

15 Years Helping People Choose Coverage Confidently

We're an independent agency — not tied to any one carrier — so our advisors recommend what actually fits your life, your family, and your business.

Our Story

We started Peach State Coverage because health insurance should never be this hard.

In 2010, our founder watched his sister — a self-employed graphic designer in her early 30s — spend three weeks trying to understand her health insurance options after losing her job. Three weeks. Dozens of confusing websites, conflicting information, and zero guidance from people who actually understood the system.

She eventually gave up and went uninsured for eight months. Four months later, she was in the emergency room with appendicitis. The bill was $34,000.

That's the story that built Peach State Coverage. We created this agency because navigating health insurance is genuinely difficult — and it shouldn't require a law degree to understand your options.

The Peach State Coverage advisor team in a bright modern office

What makes us different

We are 100% independent
Peach State Coverage is not owned by, affiliated with, or financially incentivized by any single carrier. Our agents earn the same commission rate regardless of which plan they recommend.
We are licensed professionals
Every Peach State Coverage advisor is a licensed insurance agent, compliant with state regulations, and carries Errors & Omissions insurance.
We offer a free service
Consultations, plan comparisons, and enrollment cost you absolutely nothing. Carriers compensate us — you pay the same as buying direct, or less.
We stay with you
Most agents disappear after enrollment. Your Peach State Coverage agent stays your resource for claims, annual reviews, life changes, and every question that comes up.
Our Mission

To make quality health coverage accessible, understandable, and affordable for every American — individual, family, or business — through honest, expert guidance and a service that costs you nothing.

Our values

Transparency
We tell you exactly what a plan covers and what it doesn't. No surprises at the worst possible moment.
Independence
We recommend what's best for you, full stop. Our advice is never influenced by carrier incentives or sales targets.
Accessibility
Health insurance shouldn't be a luxury. We work to find affordable coverage for every budget.
Longevity
We're not here to make a sale. We're here to build a relationship that lasts as long as you need us.

Licenses & credentials

Peach State Coverage is licensed to sell health, dental, vision, life, and supplemental insurance in all 50 states. Our agents are appointed with all major carriers including:

Blue Cross Blue ShieldAetnaCignaUnitedHealthcareHumanaOscar HealthMolina HealthcareAmbetterBright HealthKaiser PermanenteDelta DentalVSPMetLife DentalGuardianAmeritasAflacCigna SupplementalTransamerica
Why Peach State Coverage

We Work for You,
Not the Insurance Company

As an independent agency, we represent you — not any single carrier. That means unbiased advice, transparent recommendations, and plans chosen to serve your best interest.

100% Independent & Unbiased

We're not owned by any insurance company. We shop across 50+ carriers to find your best match — no hidden agendas, no preferred plans.

Our Service is Free to You

Carriers pay us when you enroll, so our advice and plan comparisons cost you absolutely nothing. You pay the same — or less — than buying direct.

A Dedicated Agent for Life

Your personal Peach State Coverage advisor stays with you year over year — reviewing your plan, handling claims issues, and being there when life changes.

Fast, Simple Enrollment

Most clients are enrolled within 48 hours. Our streamlined digital process means no stacks of paperwork and no waiting weeks for coverage to begin.

Georgia Voices

Real Georgians, Real
Kitchens, Real Coverage.

Stories from Hall, DeKalb, and Fannin Counties — three different Georgias, one calm, no-pressure approach.

We got dropped from coverage when the plant cut my husband's hours. Our Peach State Coverage advisor had us on an Ambetter plan with our same Gainesville clinic in two days — and walked my mom through Pathways in Spanish.

Maritza Ortega
Poultry processing family, Hall County GA

I'm a rideshare driver in DeKalb. Every other site quoted me one number and pushed me to enroll. Peach State Coverage pulled three Atlanta plans, told me which one kept my Emory primary care, and never once pressured me.

DeAndre Whitfield
Rideshare driver, DeKalb County GA

We live an hour from any hospital in Fannin County and figured we had no options. They knew exactly which Anthem BCBS GA plan included our Critical Access Hospital and our pediatrician in Blue Ridge. Felt like talking to a neighbor.

Hannah & Caleb Tanner
Appalachian family of four, Fannin County GA